Led by Anitha Varghese, Kanova Loans helps Australians find the best solutions for home loans, refinancing, car loans, commercial lending, SMSF, personal loans, and business finance — by comparing top lenders and tailoring every loan to your needs. Enjoy simple approvals, expert advice, and long-term support, wherever you are.
Purpose: Buying a residential property
Owner-Occupied Loan
First Home Buyer Loan (often with government grants)
Low Deposit Loans (95%)
LMI Waiver Options for professionals
Purpose: Building a new home or major renovation
Progress payments released at different stages
Interest-only during construction
Useful for house & land packages
Purpose: Buying residential or commercial investment property
Often tied to rental yield and future growth
Interest-Only Loans (common for tax strategy)
Fixed or Variable Options
Purpose: Buying a new or used car (personal or business use)
Secured Car Loan
Novated Lease (for salaried employees)
Business Vehicle Finance
Purpose: Business equipment, machinery, tools
Chattel Mortgage
Finance Lease
Operating Lease
Often tax-deductible for businesses
Purpose: Switch to a better rate or loan product
Rate reduction
Cashback offers
Debt consolidation
Purpose: Travel, medical, wedding, or large expenses
Unsecured or Secured
Fixed or variable interest
Shorter terms than mortgages
Purpose: Buy offices, warehouses, or retail property
May require company financials and lease details
Higher loan amounts
Complex approval criteria
Purpose: Working capital, startup, expansion
Purpose: Buying property through a super fund
Limited recourse borrowing arrangement (LRBA)
Must be compliant with ATO and lending rules
Debt Consolidation Loans
Bridging Loans
Green Loans (for solar, energy upgrades)
Get the Right Loan Advice from Kanova Loans
At Kanova Loans, we help clients with a range of finance options including:
Home loans (first home buyers, refinancing, investors)
Car and vehicle loans
Construction and renovation loans
Commercial property and equipment finance
SMSF and low-doc loans
Learn more about different loan types at Moneysmart.gov.au.
Yes! We specialise in helping self-employed clients and company directors get access to funding—even if you don’t have traditional payslips. We offer:
Low-doc and alt-doc options
Business vehicle and equipment finance
Chattel mortgages
We compare over 60+ lenders including banks, non-banks, and credit unions. Our process:
Understand your needs and financial situation
Shortlist lenders based on approval likelihood and fit
Present clear options with rate, fees, and term breakdown
See how mortgage brokers compare lenders at MFAA – Mortgage & Finance Association of Australia.
No, Kanova Loans is a mortgage broking service. That means we work for you, not the banks. We’re completely independent and can often negotiate better rates than if you walked into a branch.
We’re based in Oran Park and service clients throughout:
Camden
Narellan
Campbelltown
Greater Western Sydney
…and anywhere in Australia via phone or Zoom.
Our service is usually free for you. We’re paid by the lender after your loan settles—meaning you get expert advice without added cost.