Understanding Equity: How to Use Equity from Your Home or Investment Property
Equity can be one of your most powerful tools in building wealth — but it’s also one of the most misunderstood. Many homeowners don’t realise that using equity is not free money — it’s still a loan, and it needs to be structured with care, especially when it comes to tax, lending policy, and future planning.
Tips to Maintain a Good Credit Score
If you’re planning to apply for a home loan, car loan, or even a personal loan, one of the most important things lenders will look at is your credit score and your serviceability — that is, your ability to repay the loan.