SMSF Loans Explained: How to Use Your Super to Buy Property
More Australians are exploring Self Managed Super Funds (SMSFs) to take control of their retirement savings — and one powerful strategy includes using your SMSF to invest in property. But SMSF loans are complex and regulated under strict legal and financial frameworks.
Asset & Equipment Finance Australia | Kanova Loans Guide
Discover how asset and equipment finance can boost your business with tax-smart lending. Learn who it’s for, how it works, and how Kanova Loans gets you approved.
Your Complete Guide to Car & Vehicle Loans in Australia
A car loan is a type of personal or business finance used to purchase a new or used vehicle. Whether you’re buying a zippy first car, upgrading the family SUV, or investing in a fleet of vehicles for your business, there’s a finance option that fits.
Mastering Commercial Property Investment in Australia: Expert Finance Tips from Kanova Loans
Commercial property investment is a powerful way to build consistent cash flow, long-term wealth, and financial independence—if you know how to play the game. Unlike residential properties, commercial assets are valued based on income, not emotion. That means longer leases, higher rental yields, and tenants who often cover outgoings like council rates and maintenance.
RBA Holds Interest Rate at 3.85%: Implications for Mortgage Holders and the Economy
On July 8, 2025, the Reserve Bank of Australia (RBA) surprised markets by holding the cash rate steady at 3.85%, defying widespread expectations of a 0.25% cut. This decision followed a split vote among board members, with six favoring the hold and three advocating for a cut.
How to Structure Multiple Loans in a Property Portfolio
Building a property portfolio is a powerful wealth strategy, but structuring your loans correctly is just as important as choosing the right property. Whether you’re an investor with a few properties or planning to grow your portfolio, understanding how to structure multiple loans can help you maximise tax benefits, improve cash flow, and protect your assets.
Preparation Guide for Australian First Home Buyers
Purchasing your first home is a major milestone. At Kanova Loans, we help first-home buyers navigate the process with confidence — from saving for your deposit to securing your loan and settling on time. Here’s what you need to know.
What Is a Bridging Loan & When Do You Need One?
Buying a new home before selling your current one? A bridging loan might be the solution. This short-term loan helps you manage the gap between buying a new property and selling your existing one. In this guide, we’ll explain what bridging loans are, when they’re useful, how they work, and what to consider before applying.
Understanding Equity: How to Use Equity from Your Home or Investment Property
Equity can be one of your most powerful tools in building wealth — but it’s also one of the most misunderstood. Many homeowners don’t realise that using equity is not free money — it’s still a loan, and it needs to be structured with care, especially when it comes to tax, lending policy, and future planning.
Tips to Maintain a Good Credit Score
If you’re planning to apply for a home loan, car loan, or even a personal loan, one of the most important things lenders will look at is your credit score and your serviceability — that is, your ability to repay the loan.